Step 2. Based on your inputs, the table above provided two figures: DTI ratio and Available Leverage Power. These figures show your ability to qualify for a loan. As discussed above, your DTI ratio must be under 43%. If you have a DTI ratio under 43%, the table converts your leverage into a dollar amount that represents a monthly mortgage payment that a lender would approve you for (Available Leverage Power).
Step 3. Now that you know your Available Leverage Power, use the table below to find your purchasing power you would qualify for.